Claimants have a private right of action against insurers under New York’s Prompt Pay Law, N.Y. Ins. Law 3224-a, according to the Appellate Division in Maimonides Med. Ctr. v. First United Am. Life Ins. Co., decided earlier this month.

Under the Prompt Pay Law, an insurer must pay undisputed claims within 45 days, and within 30 if electronic